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Prographics Insurance Company
Terms and Conditions
Welcome to Prographics Insurance! By accessing our services, you agree to comply with the following terms and conditions. Please read them carefully.
1. Definitions
- Insured Member: Refers to an individual covered under an insurance policy issued by Prographics.
- Claimant: A person eligible to file a claim under a valid insurance policy issued by Prographics.
- Cashless Facility: The insurer’s facility for direct payments to network providers based on pre-authorization approval.
- City of Residence: The city, town, or village where the Insured Member currently resides in India.
- Certificate of Insurance: The document issued by Prographics evidencing cover under the policy.
- Common Carrier: Civilian land, water conveyance, or scheduled airline licensed for passenger transportation.
2. Coverage and Exclusions
- Prographics provides insurance coverage as specified in the policy.
- Exclusions apply as per the terms and conditions outlined in the policy document.
3. Claim Process
- A valid claim must be made in accordance with the policy terms.
- The Claimant must possess a relevant and valid insurance policy issued by Prographics.
4. Cashless Facility
- Prographics offers a cashless facility for eligible treatments.
- Payments are directly made to network providers upon pre-authorization approval.
5. City of Residence
- The Insured Member’s city of residence must be specified in the Certificate of Insurance.
6. Miscellaneous
- Prographics reserves the right to modify terms and conditions.
- Any disputes shall be subject to Indian laws and jurisdiction.
Contact Us
For any queries or assistance, please reach out to our customer support team at contact@prographics.in.
