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Prographics Insurance Company

Terms and Conditions

Welcome to Prographics Insurance! By accessing our services, you agree to comply with the following terms and conditions. Please read them carefully.

1. Definitions

  • Insured Member: Refers to an individual covered under an insurance policy issued by Prographics.
  • Claimant: A person eligible to file a claim under a valid insurance policy issued by Prographics.
  • Cashless Facility: The insurer’s facility for direct payments to network providers based on pre-authorization approval.
  • City of Residence: The city, town, or village where the Insured Member currently resides in India.
  • Certificate of Insurance: The document issued by Prographics evidencing cover under the policy.
  • Common Carrier: Civilian land, water conveyance, or scheduled airline licensed for passenger transportation.

2. Coverage and Exclusions

  • Prographics provides insurance coverage as specified in the policy.
  • Exclusions apply as per the terms and conditions outlined in the policy document.

3. Claim Process

  • A valid claim must be made in accordance with the policy terms.
  • The Claimant must possess a relevant and valid insurance policy issued by Prographics.

4. Cashless Facility

  • Prographics offers a cashless facility for eligible treatments.
  • Payments are directly made to network providers upon pre-authorization approval.

5. City of Residence

  • The Insured Member’s city of residence must be specified in the Certificate of Insurance.

6. Miscellaneous

  • Prographics reserves the right to modify terms and conditions.
  • Any disputes shall be subject to Indian laws and jurisdiction.

Contact Us

For any queries or assistance, please reach out to our customer support team at contact@prographics.in.